Please read below to learn more about the program. You can also come by our office located at 1512 S. Main Street, Farmville or call us at 434-394-3001 to request being added to our database to be notified of our next application cycle. Feel free to also contact us to learn about programs offered by other agencies.
Piedmont Habitat for Humanity assesses individuals and families on the three following criteria: need for an improved housing solution, ability to pay an affordable mortgage, and willingness to partner with Habitat.
This program is available for individuals and families who have been residents for at least 12 months prior to applying for our program in the counties of Buckingham, Charlotte, Cumberland, Nelson, Nottoway, and Prince Edward.
NEED
You will be considered for a Habitat home if your present housing is not adequate and if you are unable to obtain adequate housing through other means. Lack of adequate housing may include problems with:
Water
Electrical
Sewage service system
Heating system
Structural problems
Failure to meet town property maintenance standards
Also taken into consideration:
Number, ages, and sex of children compared to the number of bedrooms in your present home
Percentage of your monthly income that you currently spend on housing
ABILITY TO PAY
Since you will actually be buying your home from Habitat, you must demonstrate your ability to pay the affordable monthly mortgage payments which include real estate taxes and homeowner's insurance premiums. You need to have a reasonable credit history without large judgments or collections that you are unable to satisfy. We will help you determine if your monthly payments will jeopardize your ability to meet your other financial obligations and expenses. You will be required to openly and fully discuss your financial situation with a Habitat interviewer.
You and your family will be considered if your total MONTHLY, GROSS (before taxes) income falls within the following limits for the county where you currently live.
IF YOU HAVE A QUESTION ABOUT WHETHER OR NOT YOU MEET THE REQUIREMENTS, PLEASE CALL US AT 434-394-3001.
A VARIETY OF INCOME SOURCES CAN BE USED TO QUALIFY. Updated April, 2024.
Buckingham
| Number in Household | Gross Minimum Income | Gross Maximum Income |
| 1 | $1,363 | $3,625 |
| 2 | $1,703 | $4,142 |
| 3 | $2,152 | $4,658 |
| 4 | $2,600 | $5,175 |
| 5 | $3,048 | $5,592 |
| 6 | $3,497 | $6,004 |
| 7 | $3,945 | $6,421 |
| 8 | $4,271 | $6,833 |
Charlotte
| Number in Household | Gross Minimum Income | Gross Maximum Income |
| 1 | $1,304 | $3,479 |
| 2 | $1,703 | $3,975 |
| 3 | $2,152 | $4,471 |
| 4 | $2,600 | $4,967 |
| 5 | $3,048 | $5,367 |
| 6 | $3,497 | $5,763 |
| 7 | $3,850 | $6,163 |
| 8 | $4,100 | $6,558 |
Cumberland
| Number in Household | Gross Minimum Income | Gross Maximum Income |
| 1 | $1,283 | $3,425 |
| 2 | $1,703 | $3,913 |
| 3 | $2,152 | $4,400 |
| 4 | $2,600 | $4,888 |
| 5 | $3,048 | $5,279 |
| 6 | $3,497 | $5,670 |
| 7 | $3,788 | $6,063 |
| 8 | $4,033 | $6,454 |
Nelson
| Number in Household | Gross Minimum Income | Gross Maximum Income |
| 1 | $1,421 | $5,700 |
| 2 | $1,703 | $6,513 |
| 3 | $2,152 | $7,325 |
| 4 | $2,600 | $8,138 |
| 5 | $3,048 | $8,792 |
| 6 | $3,497 | $9,442 |
| 7 | $3,945 | $10,092 |
| 8 | $4,393 | $10,742 |
Prince Edward
| Number in Household | Gross Minimum Income | Gross Maximum Income |
| 1 | $1,421 | $3,783 |
| 2 | $1,703 | $4,325 |
| 3 | $2,152 | $4,867 |
| 4 | $2,600 | $5,408 |
| 5 | $3,048 | $5,841 |
| 6 | $3,497 | $6,271 |
| 7 | $3,945 | $6,708 |
| 8 | $4,393 | $7,137 |
WILLINGNESS TO PARTNER
When selected, you become a “Partner Family” in the Habitat movement. As a partner family you must complete a set number of hours of volunteer work with Habitat, as able. Your assistance in constructing your home and the home of another is called “sweat equity." Friends and family may assist with a portion of the sweat equity requirement on your behalf.
Sixteen hours of home buyer education will be required.
You will be responsible for maintenance and repairs to your house after the one year warranty period.
After moving into your home, Piedmont Habitat for Humanity will maintain an ongoing relationship with you. This may include financial counseling, house maintenance education, and ambassadorship for Habitat to family and friends.
