Piedmont Habitat for Humanity assesses individuals and families on the three following criteria: need, ability to pay, and willingness to partner with Habitat.
You will be considered for a Habitat home if your present housing is not adequate and if you are unable to obtain adequate housing through other means. Lack of adequate housing may include problems with:
Sewage service system
Failure to meet town property maintenance standards
Also taken into consideration:
Number, ages, and sex of children compared to the number of bedrooms in your present home
Percentage of your monthly income that you currently spend on housing
ABILITY TO PAY
Since you will actually be buying your home from Habitat, you must demonstrate your ability to pay the affordable monthly mortgage payments which include real estate taxes and homeowner's insurance premiums. You need to have a reasonable credit history without large judgments or collections that you are unable to satisfy. We will help you determine if your monthly payments will jeopardize your ability to meet all your other financial obligations and expenses.You will be required to openly and fully discuss your financial situation with a Habitat interviewer.
You and your family will be considered if your total MONTHLY, GROSS (before taxes) income falls within the following limits.
Income range will be posted when we are closer to our next application period.
IF YOU HAVE A QUESTION ABOUT WHETHER OR NOT YOU MEET THE REQUIREMENTS, PLEASE CALL US AT 434-394-3001. Updated June, 2021.
WILLINGNESS TO PARTNER
When selected, you become a “Partner Family” in the Habitat movement. As a partner family you must complete 200-400 hours of volunteer work with Habitat. Your assistance in constructing your home and the home of another is called “sweat equity." Friends and family may assist with a portion of the sweat equity requirement on your behalf.
Sixteen hours of home buyer education will be required.
You will be responsible for maintenance and repairs to your house as soon as you move in.
After moving into your home, the Family Selection and Support Committee will maintain an ongoing relationship with you. This may include financial counseling, house maintenance education, and ambassadorship for Habitat to family and friends.
If you believe you may be eligible, you may request an application below.